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Angel Oak
Direct LenderAngel Oak Mortgage Solutions is a leading non-QM lender specializing in DSCR, bank statement, and investor cash flow loans for real estate investors nationwide.
Key Terms*
Min FICO680
Max LTV85%
Min DSCR1.00
Close Time21 days
Points1 pt
Prepay3 yr
*Estimated terms based on publicly available program guidelines. Actual terms may vary by deal. Verify directly with Angel Oak before applying.
Eligible Property Types
SFRCondo
Capabilities
Interest-OnlyCash-Out RefiSTR/AirbnbSeller ConcessionsForeign National
State Coverage
Licensed in 47 of 50 states + DC
AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY
Green = licensed · Gray = not licensed. State data sourced from NMLS.
Company Information
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