KV
Kiavi
Direct LenderKiavi is a technology-driven direct lender known for 14-day close times, zero-point DSCR options, and a fully digital loan process built for real estate investors.
Key Terms*
Min FICO660
Max LTV80%
Min DSCR1.10
Close Time14 days
PointsZero points
Prepay3 yr
*Estimated terms based on publicly available program guidelines. Actual terms may vary by deal. Verify directly with Kiavi before applying.
Eligible Property Types
SFRDuplex3-4 UnitCondo
Capabilities
Interest-OnlyCash-Out RefiBridge/Fix-Flip
State Coverage
Licensed in 50 of 50 states + DC
AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY
Green = licensed · Gray = not licensed. State data sourced from NMLS.
Company Information
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