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Lima One

Direct Lender

Lima One Capital provides DSCR rental loans alongside fix-and-flip bridge financing, serving experienced real estate investors with a comprehensive suite of investment property products.

Key Terms*

Min FICO660
Max LTV80%
Min DSCR1.00
Close Time35 days
Points1.5 pts
Prepay5 yr

*Estimated terms based on publicly available program guidelines. Actual terms may vary by deal. Verify directly with Lima One before applying.

Eligible Property Types

SFR5+ UnitCondo

Capabilities

Interest-OnlyCash-Out RefiBridge/Fix-Flip

State Coverage

Licensed in 47 of 50 states + DC

AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY

Green = licensed · Gray = not licensed. State data sourced from NMLS.

Company Information

Headquarters
Greenville, SC
Founded
2010
Lender Type
Direct Lender
Rate Data
Estimated market rate
NMLS #
1324403
Website
limaone.com

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