RC

Roc Capital

Direct Lender

Roc Capital is a tech-enabled direct lender offering fast underwriting on DSCR rental loans with a streamlined digital process for real estate investors.

Key Terms*

Min FICO680
Max LTV75%
Min DSCR1.20
Close Time22 days
Points1 pt
Prepay3 yr

*Estimated terms based on publicly available program guidelines. Actual terms may vary by deal. Verify directly with Roc Capital before applying.

Eligible Property Types

SFR

Capabilities

Bridge/Fix-Flip

State Coverage

Licensed in 46 of 50 states + DC

AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY

Green = licensed · Gray = not licensed. State data sourced from NMLS.

Company Information

Headquarters
New York, NY
Founded
2016
Lender Type
Direct Lender
Rate Data
Estimated market rate
NMLS #
1804080
Website
roccapital.com

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