DSCR Loans in Wisconsin: Compare 14 Lenders Instantly

Wisconsin offers DSCR investors affordable Midwest real estate with above-average property taxes (1.51%) but low insurance costs (0.60%). Milwaukee, Madison, and Green Bay anchor the rental markets. The state has a stable economy driven by manufacturing, healthcare, education, and food production, providing consistent rental demand across major metros.

Milwaukee is the primary investment market, with affordable multi-family housing stock that works well for DSCR lending strategies. Madison benefits from University of Wisconsin enrollment and the state capital's government employment. The combination of low property prices and solid rents can produce attractive DSCR ratios despite the higher tax burden.

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Lender Availability

14 lenders offer DSCR loans in Wisconsin

ACAcra LendingAOAngel OakCVCoreVestDHDeephavenESEasy StreetGFGriffin FundingKVKiaviLSLendSureLOLima OneNSNew SilverNWNewfi WholesaleRCRCN CapitalRORoc CapitalVLVisio Lending

Wisconsin Property Costs

Property Tax Rate1.51%
Insurance Rate0.60%

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WI
25%LTV 75%
15%50%
Interest Only
Short-Term Rental

Frequently Asked Questions

How do Wisconsin property taxes affect DSCR investing?
Wisconsin's 1.51% effective property tax rate is above the national average and adds meaningfully to PITIA. However, the state's affordable property prices keep absolute dollar tax amounts manageable. A $150,000 Milwaukee property incurs roughly $2,265/year in taxes, which is still workable within typical DSCR calculations.
Is Milwaukee a good market for DSCR investments?
Milwaukee offers affordable multi-family housing with strong rental demand from healthcare (Aurora, Froedtert), manufacturing, and a growing young professional population. The city's inventory of well-maintained duplexes and small multi-family properties is well-suited for DSCR lending, and entry prices are among the lowest of any major metro in the region.
What property types work best for DSCR loans in Wisconsin?
Duplexes and 2-4 unit properties are the bread and butter of DSCR investing in Wisconsin. Milwaukee and Racine have extensive multi-family housing stock where combined rental income easily overcomes the property tax burden. Single-family homes can also work but require strong rents relative to purchase price.

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